By Chris Balzer
What does R-value mean? R-value measures insulation’s resistance to heat flow. It can also be referred to as “thermal resistance.” The higher the R-value, the greater the insulating power. All materials having the same R-value, regardless of type, thickness, or weight are equal in insulating power. ...
Meet Jay and Ross. People that know them say they’re the yin and yang together—each with very different personalities, but ones that fit together perfectly. Maybe that’s why their business, Atlanta and Dallas-based X8 Marketing, LLC, is such a hit with their clients. “We always seem to find that...
By Joe Capers, Insurance Zone
Last month, we updated everyone on the changing insurance marketplace in Florida, and the fact that the hard market (increase in premiums and tighter carrier guidelines) will continue for at least another year. I do not anticipate any improvement until well into 2023.
Knowing that insurance...
By Maurice Stouse, Financial Advisor and Branch Manager
The U.S. economy is on a tear so to speak. Economic growth is considered by some to be beyond red hot (Fidelity recently called it “white hot”). Corporate profits have been growing at record paces, despite higher prices for materials and labor....
By Joe Capers, Insurance Zone
It has been two years since we wrote about the changing insurance market place in Florida. Because we are nearly surrounded by water with the possibility of storms and other natural disasters so evident, the cycles are much more pronounced.
Typically, insurance industry cycles will last...
By Kenneth Books
Mike Phillips may have been born to work in HVAC. From high school electronics classes to study of AC, DC and transistors, he has always been technologically curious. And it led him to ownership of Holt-Phillips Services, purveyors of Trane environmental products.
“My dad talked to me about...
By Chris Balzer, ECES
Welcome 2022! A recent survey of 531 U.S. adults showed the top resolutions are: exercise more, eat healthier and save money. A look back 20 years, and CNN’s poll showed the top resolutions were: get out of debt, lose weight and develop a healthy habit (quit...
By Courtney Lindberg, Arborbrook Financial Wellness
We talk a lot about money around here. But, let’s talk about something often associated with money and, more times than many are aware, influences what we do with money; pain. I’m not a fan of suffering. I don’t enjoy pain. My wife is...
By Maurice Stouse, Financial Advisor and Branch Manager
Thanksgiving week brought encouraging news (according to the Wall Street Journal) that supply chain logjams might be loosening. The administration, in trying to give some relief to gas prices, was set to make releases from the Strategic Petroleum Reserve (SPR). Bill Gates’...
