In an exciting move that marks a significant expansion beyond the culinary world, Lady Ray’s Culinary Delights has ventured into the beauty industry with the acquisition of the Shores Salon located at 831 Harbor Blvd. in the heart of Destin, Florida. This strategic decision showcases Lady Ray’s commitment to...
By Julie A. Martin
1. Update your home. In this property insurance market, most of the standard carriers are imposing strict age guidelines on Roof, Heating, Wiring, and Plumbing. If your home is 20 years old or older, keep in mind that the older your roof is, the harder it will...
By Bill Mason
In the relentless pursuit of excellence, successful leaders understand that the path to greatness need not be a solitary effort. The adage, “It’s lonely at the top,” does not have to be your reality. Engage a leadership coach and discover a partner committed to your success, an...
By Maurice Stouse, Financial Advisor and Branch Manager
This month we will do a review of the various levers – be those government, business or consumer that impact economic activity, the markets – stock, bond and money markets, and the cost of borrowing and the return when lending (bonds, CDs,...
By Kenneth Books
Jamie Hernandez wasn’t born to a family of clothiers. She came about it in a roundabout way.
The Southern Illinois University graduate was a CrossFit instructor, helping clients to develop confidence and body awareness while performing movements that are natural for their bodies. But the idea of creating...
By Maurice Stouse, Financial Advisor and Branch Manager
What drove inflation down over the past year?
Inflation, by many official accounts, peaked at over 9% about this time a year ago. Most recently, we have been informed that inflation, based upon CPI, is approaching 3% (currently around 3.2%). The question on...
By Bill Mason, Rocket Fuel Coach
Ever wonder how you can know what you would be exponentially great at if you put your efforts towards it?
I want to show you the secret of exponential personal growth and career development – identifying your strengths.
Knowing and understanding your strengths is crucial in...
A long-awaited, new branch of First National Bank (FNB) has opened its doors on Scenic Gulf Drive in Miramar Beach. Todd Scali, Market President, is excited about the opportunities the Miramar Beach location will provide to customers in our region.
As part of its core values, FNB’s long history of...
By Randy Locklier, President of Gulf Financial
Don’t we all love smore’s? I do! On a recent mountain trip, we enjoyed them by the firepit. Melting chocolate and marshmallow oozing over a warm graham cracker is so delicious. Could you resist?
In 1972, an experiment was conducted at Stanford University. Children...
