Business

By Julie A. Martin Insurance is everywhere, and there are so many different kinds, it gets confusing. What kind of coverage are you supposed to have to cover your homes, cars, boats and other fun things that you and your family use? Is it Property Insurance or Casualty Insurance? The answer...

First National Bank stands in the heart of Miramar Beach, just across from Chick-fil-A, and is a beacon of true community banking. It’s a welcoming financial center by day, but as night falls, the lights come alive, casting a mesmerizing display of colors across the landscape. These vibrant lights...

By Michelle Ruschman After eight years of working in the Manhattan fashion industry, Jenny Herndon, one of the co-owners of Baldwin Turf’s Lawn and Landscaping, is excited to be back home where she can enjoy the sunshine and beaches year-round again. “My brother and sister, Matthew, and Leigh Anna, have...

By Bill Mason, Rocket Fuel Coach When I was a young officer, I once walked into a meeting five minutes late, and my boss completely lost it. He publicly berated me, filled with anger and frustration, unable to understand how I could be late. He felt disrespected and thought he...

By Randal Locklier, President, Gulf Financial Establish satisfying daily routines that allow you to interact with the community around you. Structure and routine can lead to a feeling of inclusion and well-being. Make plenty of friends with similar interests and your calendar will be as full as you like. Maintain...

By Maurice Stouse, Financial Advisor and Branch Manager Keith Knight spent over 50 years in the investment and financial services business before retiring to the Emerald Coast of Florida. During his years advising clients and consistently across the beach towns, you could hear his often-repeated refrain: “Money never sleeps.” Following on to...

By Julie A. Martin During the holiday season, many beautiful baubles are bought, beautifully wrapped and gifted to loved ones to smile, ooh and ah over. Rings, and earrings, and bracelets and necklaces, Oh My! Now that you have these beautiful gems, gold and silver, too, how do you insure...

By Bill Mason, Rocket Fuel Coach Have you ever wondered how some achieve their Big Harry Goals while others only daydream? Get ready for enlightenment! There’s a secret society of extraordinary achievers, a select 3% who conquer goals with a superhero-like spirit. And guess what? You’re invited to join their ranks! It...

By Randal Locklier, President, Gulf Financial It’s no secret that it’s a good time for Roth IRA conversions. We are doing a lot of them. Current Trump era personal income tax levels are some of the lowest in history. It’s also no secret that taxes could increase significantly in the...

By Julie A. Martin When you live in a community governed by a Homeowners Association (HOA), you might feel like your options for homeowner’s insurance are limited. However, working with an independent insurance agent can help you find the right coverage that meets both your needs and the requirements of your...