Author: Destin Life

  • Is it Time to Park a New Sleigh Under Your Tree?

    Is it Time to Park a New Sleigh Under Your Tree?

    Why this holiday season may be an ideal time to buy that preowned vehicle you’ve been dreaming about

    By Will Estell

    Whether you consider yourself a well versed auto aficionado, or someone who simply desires a dependable and presentable automobile to get around in, it’s certainly no secret that both the new and preowned automobile market have been immensely inflated over the past two years. Some of this overvaluation has been due to issues related to the ongoing semiconductor chip shortage, while some – particularly in the used car segment – has been driven by a need for auto dealers with too little inventory to make similar profits while selling fewer cars. This isn’t dissimilar to the perils of many other types of businesses in the past three years. However, this is changing, thankfully.

    From 2020 to 2022 we quite literally saw used car prices skyrocket more than ever in automobile history, with the average consumer price of a new vehicle in our country increasing by 6.3 percent from the beginning of 2021 to the beginning of 2022 alone. This, in turn, caused the retail price that most consumers were paying for used vehicles to escalate by 7.2 percent during that same one-year period, according to the U.S. Department of Labor’s latest consumer price index.

    All of this means many of us – from dealers to end consumers – have been paying prices that were above previous book value over the past two years. Remember, in simple terms, if the dealer had to buy it high, the dealer had to sell it high – and the truth is, for a while, cars, trucks and SUVs were all trading for well over what their book values could substantiate. There’s no reason to feel bad about being one of those people if you did this yourself. However, I hope you like your car a lot, because unless you paid for it or decide to toss a wad of money with it in a future trade, you’re likely to be stuck with it until it’s paid off, something that will most likely haunt the automobile industry by negatively impacting new car sales a few years down the road.

    Jump ahead to the third quarter of 2022, and a lot has changed in the auto industry, and much of that is to your favor, thus, making it a better time to buy than over the past two years. Think of this: only a short year ago people were buying an already depreciating asset, for up to 40 percent above its value, then lenders were actually financing those purchases, based on those inflated numbers. I personally think that’s a recipe for disaster that we won’t see the impact of for two to three years, when people attempting to trade in those vehicles find that they still owe 25 percent to 50 percent more than any dealer or private party would be willing to pay for it. But that’s a discussion for an entirely different article, and one not quite as upbeat and positive as gifting yourself or your loved one with a new car this holiday season.

    In the short term, those inflated sales prices of the past two years, combined with supply and demand issues, began to push the actual book values up, too – not to the amount the cars were being sold for, but some. This was because many valuation analysis tools such as NADA and KBB (National Auto Dealers Association, and Kelley Blue Book) are at least partially built upon the averages of current sales transactions, as reported by consumer reporting agencies and automobile dealers around the country. However, it is now a fact that prices have been coming down at the major auctions for close to six months as of this writing, and though it takes a while for the dealer pricing to catch up to the auction and wholesale trends (in terms of what they paid for their current inventory) we are now seeing the results of substantially lower prices (which also affect real book values that are also trending downward from what they were for the same vehicles six months or a year ago) at the retail level.

    Over the last four months of 2022, we’ve seen wholesale pricing of almost all pre-owned cars drop considerably around the country. This means that consumers should see those 10-15 percent reductions passed on, with retail pricing already showing signs of tremendously trending downward in major metropolitan markets where more people want more cars, along with more dealerships needing to sell cars, often keeps the prices most competitive. This is exactly why this holiday season may be a much better time to negotiate that ‘best price deal’ than any time in the past two years would have been.

    As of this October used vehicle prices were down 10.3 percent from a year ago, according to The Manheim Used Vehicle Index. The wholesale price of used luxury brands is getting hit the hardest and is down 13.5 percent from this same time last year. This is exactly why buying a three- to five-year old Audi, BMW or Mercedes – even at a good price – is often less expensive than even buying a preowned Toyota, Honda or Genesis of the same year, class size and mileage. Preowned SUV prices are down 12.3 percent for the same period, and pickup trucks have now dropped in price by almost 9 percent over the past 12 months.
    All of this represents what I see as a definite bright light at the end of the proverbial car buying tunnel, if you’re in the market to buy this holiday season or going into the new year. Having the knowledge of these industry pricing trends can positively affect your ability to close your best deal possible on your next automobile purchase. Remember, car buying isn’t like buying clothing, furniture or the food you eat. Almost everything is somewhat negotiable in the world of used automobiles. Whether you’re buying a F250 King Ranch, a 911 GT3, or a 4Runner, do your homework. Know the real value of the vehicle you’re considering buying. Check the prices for the same vehicle in other markets. And if you have a vehicle to trade, know what the NADA and KBB average dealer trade in is, and ask for that price for your trade. The only thing better than putting that perfect vehicle under your tree, is knowing you also gifted yourself with a smart buy while doing it.

    Will Estell is a writer, editor, producer and entrepreneur with more than 500 published features and numerous online articles in an array of genres. Over the past 25 years, Will has been instrumental in founding 12 new magazine titles, as well as serving as editor in chief for numerous others. Originally from the backwoods of rural Mississippi, Will is a father of three who splits his time between Destin and Navarre, along with his wife, ABC 3 news anchor Laura Hussey Estell.

    Views: 0

  • ‘Twas a Few Weeks Before Christmas – in the Real Estate Market

    ‘Twas a Few Weeks Before Christmas – in the Real Estate Market

    Gail PeltoBy Gail Pelto, Realtor
    (a twist on ‘Twas the Night Before Christmas by Clement Clarke Moore)

    ‘Twas a few weeks before Christmas along the Emerald Coast,
    Home Buyers and Sellers were busy making toasts.
    Offers have been made, negotiated by all,
    Everyone is happy, no closing was stalled!

    A crazy year in real estate…now interest rates on the rise,
    BUT, Buyers, don’t worry,
    You can refinance with their demise!
    Sellers, too, DON’T WAIT!
    Selling prices are good and Buyers exist!
    If you want to sell, NOW is the time to list!

    Now Inspector! Now Appraiser!
    Now Lender! Title Agent too!
    On Broker! On Realtor!
    We’ll all be working hard for YOU!
    If it’s your time to invest, buy or sell,
    Speak with a good realtor, someone who’ll treat you really well!
    In fact, if you’re really contemplating a sale,
    Remember you can call me, just ask for Gail!
    And for reading my column, thank you ALL for a great year!
    Hope I’ve helped in some way, dispell some of your fears.
    Home buying and selling has a lot of pieces and parts,
    Reading Destin Life info is definitely a good start!

    And now 2023 is nearly in sight!
    Merry Christmas & Happy Holidays to all,
    And to all a good night!

    Views: 0

  • Sinfonia Music & Artistic Director Appointed to Young Concert Artists BOD

    Sinfonia Music & Artistic Director Appointed to Young Concert Artists BOD

    Young Concert Artists (YCA), the prestigious New York-based international advocacy organization which champions young classical musicians, has honored Sinfonia Gulf Coast Music & Artistic Director Demetrius Fuller with an appointment to its board of directors.

    “Maestro Fuller has a long association with our organization and has engaged many YCA artists over the years,” said YCA president Dan Kellogg. “He cares deeply for our mission and supporting young artists. It will be a gift to have his voice on our board as we begin the many bold initiatives outlined in our new strategic plan. He not only brings the passion and expertise of an accomplished conductor, Demetrius is also a skilled administrator and fundraiser.”

    A versatile conductor and accomplished musician, Fuller founded Sinfonia Gulf Coast in 2005 to “redefine” the symphony experience in Northwest Florida. The nonprofit orchestra is in its 17th season of innovative musical programming, designed to entertain, educate and inspire the community.

    A Fort Walton Beach native, Fuller trained at the University of Cincinnati College-Conservatory of Music, receiving bachelor and master of music degrees. He has been chosen to work with some of the world’s most prestigious conductors and orchestras. He is an award recipient from the National Foundation for the Advancement in the Arts, the Werner Foundation and the International Music Foundation.

    “I am honored to join the board of the Young Concert Artists, a venerable international institution dedicated to nurturing young musicians. As a prize giver each year for a winner, Sinfonia already has a standing relationship with YCA and I am excited to serve in this additional capacity to help the organization continue to be a leading and guiding force in the development of young musicians.”

    Follow Sinfonia Gulf Coast on Facebook, Twitter, and Instagram. Join us and be a part of the conversation using #SinfoniaGulfCoast.

    Views: 0

  • Holiday Trends & Treasures December 2022

    Holiday Trends & Treasures December 2022

    Give the Gift of Sparkle!
    Beyond Measure Fine Jewelry
    Specializing in diamond, gemstone and precious metal jewelry pieces, the Beyond Measure Jewelers’ showroom, in its new location at The Market Shops, is full of diamond and gemstone bracelets, rings, necklaces and earrings! Make her spirits bright with a stunning engagement ring. You know the holidays are the perfect time to pop the question!
    Or perhaps a diamond flex bracelet paired with a bezel set emerald and diamond bracelet is her style as shown above?
    • 2 carats Diamond Flex
    • Emerald + Diamonds
    • 1 carat (larger diamonds) flex
    All I want for Christmas are diamonds…I mean YOU! Owner Ashleigh Woolly is passionate about exquisite and custom-designed jewelry. No matter what your taste, plan to be amazed! So, what’s on your wish list this Christmas? Stop by and create your own list to give or get. Nominated for Best in Destin, At Beyond Measure Fine Jewelry, a one-on-one exquisite jewelry experience is waiting!
    (850) 424-7011 | Facebook.com/beyondmeasurejewelers
    beyondmeasurejewelry.com

    Prioritizing Health. So much more than cold.
    CRYO850 Performance and Recovery Center
    It’s time for New Year’s resolutions and routines…eating better, exercising more, and a wellness routine. CRYO850 offers exciting technologies to prioritize your health. Our six-service Wellness Circuit is a great way to add routine wellness to your life. We have so much more to offer outside of our namesake cold. The Infrared Sauna detoxes the body to fight off infection. Red Light Therapy enhances sleep quality and focus and increases testosterone for men. Compression and Vibration Therapies move the lymphatic and circulatory systems. The Cocoon Fitness Pod provides full body muscle relief, relaxation, and weight loss. For serious health seekers, Pagani® Detoxification removes the layer of brown fat built up from years of sugars, alcohols and processed food flushing the body of unwanted toxins. While our services are primarily focused on wellness, pain management and athletic recovery, all have esthetics benefits to improve skin, lose calories and shape the body. For those focused solely on Esthetics, our WILD ICE® Collagen Enhancement Treatments and Cryo Express Facials revive dormant collagen and elastin to rejuvenate aging skin. Membership options start as low as $99 a month with military discounts of 10%, spousal discounts of 20% and students always get 30% off!
    (850) 279-4145 | facebook.com/CRYO850
    www.cryo850.com

    Sparkle, Radiate and Shine Through the Holidays
    Pure & Couture Salon
    Look your absolute refreshing best this holiday season. With all the shopping and planning, taking a little time out to stay rejuvenated goes a long way in getting things done! So, stop by Pure & Couture Salon’s Holiday Sip and Shop on Dec. 15th from 5-7 p.m. There will be Charlotte Tilbury pop up giveaways, gift cards and product incentives, and drinks provided by Tipsy Mule! Pure & Couture owner Adrianne Bracket and her talented team of experts will make sure you get a little fun, relaxation and information you need to be beautiful or handsome throughout December and ready for the new year! Purchase Gift Cards to give all the holiday vibes in addition to hair care flair, a bit of color, styling, extensions, makeup, a pampering facial or even a therapeutic massage. With all this, anyone on your list can experience a mighty makeover. Stuff your stockings with Pure & Couture’s travel bar, candles and amazing lines of essential styling products all with custom gift wrapping! Adrianne’s talented team of professionals hold certifications in oncology, pregnancy, sports and medical massage, with a mission to provide quality care, resolve specific conditions and assist in improving quality of life for men and women of all ages. To book, call (850) 424.3935 or www.pureandcouture.com.
    (850) 424-3935 | facebook.com/PureandCouture
    pureandcouture.com

    The Holiday Gift-Giving, Go-To Place
    Frill Seekers Gifts and Personalized Fabulous Finds
    If you’re looking for the perfect personalized Christmas gift to give this year, Frill Seekers Gifts is the place to shop. From custom acrylic names to spruce up the Christmas stockings that will adorn your mantle this holiday season, to custom personalized notepads, notecards and fine stationery…giving a personalized gift shows that you took the time to select a treat that will be memorable and treasured for years to come. Frill Seekers in City Market Bayside offers gorgeous gifts that can be customized for a loved one, co-worker, neighbor or dear friend. With fast service and free gift wrap, it’s truly no surprise that Santa shops at Frill Seekers too, shouldn’t you? If you’re looking for a unique way to keep in touch during this Christmas Season, send one of Frill Seekers Gifts “storyline” photo cards! Share everything your family has been up to. Give gifts that become heirlooms and treats that become treasures. With fast service and free gift wrap, it’s truly no surprise that Santa shops at Frill Seekers, too! Shouldn’t you? Shop now online at FrillSeekersGifts.com or visit the store located in City Market Bayside.
    (850) 460-2700 | facebook.com/FrillSeekersGifts
    frillseekersgifts.com

    Live The WATER•COLOR Lifestyle
    Brian K. Locicero, REALTOR®, BeOntheCoast.com
    WATER•COLOR is one of the most sought after “beach neighborhoods” in the country.
    “The appeal of the WATER•COLOR lifestyle grew in part, as beach lovers began taking up permanent residence in vacation towns. Many are now working from home or remotely, driving them to seek solitude in a space and place they love,” according to Brian K. LoCicero, REALTOR® founder of the Be On the Coast Real Estate team at Keller Williams. Brian said he’s seeing a lot of buyers coming to the Destin-30A area from Nashville, Dallas, New Orleans, Jackson and as far away as California. “These folks quarantined, in their own town and realized they wanted more. And by more, they want a more beautiful setting, walking trails, tennis and pickleball courts, a championship golf course, closer proximity to the sugar white sand beaches and access to gorgeous emerald green waters,” he added. If you’re ready to own property in the 30A area, view Brian’s new WATER•COLOR listing, which is pictured above-MLS #894624. Contact Brian at (850) 739-3800. View homes for sale now at BeOnTheCoast.com.

     

    Views: 4

  • Self-Care Corner: Your Best for Christmas to Give or Get!

    Self-Care Corner: Your Best for Christmas to Give or Get!

    By Krisy Whitely Anderson

    Don’t miss out on the opportunity to not only look and feel great, but help someone on your gift list FEEL amazing, pampered and healthy, too!

    Give the gift of brighter, cleaner, glowing holiday skin with the new Ultimate Skin Refiner!

    By now, I hope you’ve experienced the Ultimate Skin Refiner H2O Facial Treatment. After only three treatments, pores are minimized and deeply cleansed, skin tone and texture are refined while potent antioxidants and anti-aging benefits are infused! The Ultimate Skin Refiner uses a four-step water facial cleanse to exfoliate, extract and hydrate all in one! It helps remove dead skin cells, extract all the black-heads, resurface the skin, refine fine lines and wrinkles, plump and hydrate, brighten and soften, minimize pores, promote healthy blood circulation and minimize breakouts.

    Ultimate Skin Refiner H2O Facial Treatment,$125 per session. Holiday special: Purchase a package of six Ultimate Skin Refiner Sessions for $594.

    Maybe you want to give someone a deluxe manicure or pedicure. The manicure includes shaping and buffing of nails, cuticle grooming, massage with hydrating oils, hydrating hand mask with hot towels, finished with polish of your choice. The deluxe pedicure includes a relaxing soak, shaping and buffing of nails, cuticle grooming, callus treatment, sea salt/sugar scrub, extended massage with hydrating oils, hydrating mask with hot towels, and finished with polish of your choice.

    Or why not benefit a special someone with a customized massage tailored to their needs?
    Purchase a gift certificate for these and any other services or schedule an appointment. Call Krisy at Beverly Hills Day Spa at (850) 654-8544. Visit beverlyhillsdayspa.com.

    Views: 1

  • The Mysterious Lure of Travel

    The Mysterious Lure of Travel

    travel with jodell haverfieldBy JoDell Haverfield, Have Travel Memories

    One hundred years ago in January, a young writer from England embarked on a 10-month luxury voyage around the world with her husband. She was 31 years old. Her first novel had been published just two years earlier. On her trip she would surf in Hawaii, cruise the Zambezi River, and ride the train through Australia’s Dandenong Ranges. These experiences would find their way into her later works.

    Throughout her novels, foreign destinations became more than just a backdrop – they almost became the characters in her books. She traveled many times on the thrilling train that inspired one of her most famous novels, “Murder on the Orient Express.”

    By now you know I am referring to the author Agatha Christie. Whether it was a suite at Brown’s Hotel, a luxury ship or train, her travels were a huge influence on her writing. She was very courageous in her youth as she traveled alone to Syria and Iraq, where she met her second husband and later assisted him in his archaeological digs. “Death on the Nile” was published four years after they cruised the Nile River. Many claim their 1958 trip to Barbados was the setting and inspiration for Agatha’s novel “A Caribbean Mystery.”

    By the time Agatha Christie reached the height of her fame, she was an older woman, but it all started with the adventures of her youth. When she first went to Baghdad, she was on her own. She got on a train in London and stopped off in Istanbul. Later, with her first husband and then her second husband, she would travel the whole world. While for most of us our travels won’t make us famous, but they will make us happier.

    There is something in our psychological well being about the travel experience. Growing evidence shows that travel is good for body and mind and taking a vacation is more than just a fun diversion from the grind of daily life. Psychologists call it the Easterlin paradox. Travel literally rewires the brain; it reduces depression and just the anticipation of a vacation makes you happier. Perhaps this explains why after the pandemic and mandates, travel is one of the busiest and highest grossing industries. Millennials value experiences over stuff, and science says they might be onto something.

    Cruising the Holiday High Seas
    A few years ago, my husband and I had the opportunity to host several couples on a Crystal Cruise during the Christmas season. I wasn’t really thrilled about cruising during the busy holidays, even though Crystal is a luxury cruise line and a favorite of many of my clients. “What, Me? Not excited about going on a cruise!?” I know you don’t believe me, but it’s true. We had never sailed at Christmas, and I expected to be eager to get home to my long list of things to do. However, we soon discovered that even with our cruise experience, we seriously underestimated a Crystal Christmas. Soon we became what is known as “Crystalized!” Their 6-Star personalized service and sophisticated atmosphere have long been a favorite of cruise enthusiasts. Crystal Cruises is the world’s most awarded cruise line. Spending time on a Christmas ship transports guests to a winter wonderland and truly magical world. Since that Christmas cruise, Dave and I have sailed the Holiday High Seas a few more times, especially with our grandchildren, sharing with them the magic of a Christmas cruise. Every cruise line from family to luxury celebrates Christmas so there’s a holiday cruise for every budget. A few of my clients even wrap up a cruise ship, plane or train as a gift under the tree.

    Very Special Cruises
    Through the years, I have had the pleasure of helping my clients plan trips as gifts and surprise trips for other special occasions like anniversaries, birthdays, graduations, reunions, retirements, honeymoons and more. I have even helped two clients plan bucket list trips for their terminally ill spouses and one terminally ill client asked me to help him plan his dream trip, to take his family on an Alaska cruise before he passed. I personally witnessed the joy and comfort these trips brought to my clients and their families. The family memories will last forever.

    During the pandemic, the entire world lost the right to travel. Now that all the mandates have been lifted and travel is back to normal, think about planning a trip in 2023 or 2024. Make memories with those you love! This week, our team will head for Israel to see where Christ was born and walk where he walked in preparation for our November 2023 tour to the Holy Land. Those who did the 2022 tour absolutely loved it.

    I wish all my readers a very Merry Christmas!

    ~JoDell, CEO and Luxury Travel Advisor at Have Travel Memories Vacations
    jodell@havetravelmemories.com
    www.havetravelmemories.com

    Views: 0

  • Bring Back the Praise!

    Bring Back the Praise!

    By Steve Kotowske, Senior Trainer, What’s Up Dog?

    You don’t have to teach a dog to be a dog. You must instead allow a dog to be a dog; a dog that lives in a human world, so to speak, when we take it on as our companion. As a dog owner, you should be accepting of the fact that you must meet its innate needs. This is achieved through satisfying your dog’s drives for certain things like hunting, retrieving, chasing and playing, among others. It is imperative to have good communication, set boundaries, and show fair leadership. Dogs like leadership, believe it or not. As a pack animal, it is instilled deep in their psyche to follow the leader – not to BE the leader. You don’t have to attempt to be an alpha dog in human skin. Likewise, you cannot treat your dog like a human. There are enough examples of why this is wrong they could fill a page by themselves. You just need to be a good human leader for them to follow your lead, a zookeeper of sorts.

    Communication is a multi-faceted and oftentimes highly challenging piece of the puzzle. My experience spans decades in the dog world, and I have very rarely seen a forced relationship work with a dog. If a dog does not want to do something, it won’t do it until convinced there is some benefit in doing it. The touchy part of that is finding the thing the dog will see as a benefit, then not overdoing the benefit so the dog only elicits a behavior for a motivator. The motivator typically will be a treat or toy and we are neither going to have those things constantly available nor should we need to. When we fall into this trap, it moves the relationship to one based solely on bribery. While this might work for the short term and has value for conditioning, the bribery mechanism can lose value with many dogs and create frustration for humans. The force mechanism typically loses value in its absence, often testing a dog’s resolve to avoid doing the wrong thing so it can satisfy its own desires.

    Instead of force or bribery, we must teach dogs that our praise is enough, that their actions have value to us, that they make us happy. In turn, they are happy with our happiness and resounding praise of them. I challenge people to remember the first time they laid eyes on their new dog or cute little puppy. Muster up the courage to praise it with the same enthusiasm you did back then, before it started doing bad things, before its drives really began to show themselves to you and before its impulse to act on those drives became uncontrollable. Praise your dog for lying still and doing absolutely nothing. Praise your dog for making eye contact with you. Praise your dog for the little things and they will seek your praise for good behavior. Set boundaries and be fair!

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  • Nana’s Black Chocolate Coffee Cake for Christmas!

    Nana’s Black Chocolate Coffee Cake for Christmas!

    From Venice Irene Cleckler Leath

    By Lori Leath Smith

    For many, this time of year evokes childhood memories of holiday smells, tastes and favorite “eats.” So, I want to offer one of my own—Nana’s Chocolate Coffee Cake. Whenever I think of this cake, it reminds me of exciting holiday vacations with my Nana and Papa John in Rome, Ga. Nana always prepared this cake, a tradition at Thanksgiving and Christmas and it is, seemingly, very different from any cake I’ve ever had.

    One of the fondest memories surrounding this cake is my cousin, Leta (a year younger than me), and I sneaking down the stairs and into the kitchen during the night to snatch another piece! We gave Nana fits over this (and other things, too!). After many, many years, I decided to make it this Thanksgiving. Many of the smells and sweet memories rolled back into my being and it was delightful. I want to pass this along to my children and grandchildren as well.

    Keep in mind, this is an antique recipe with real old-fashioned ingredients—amateur cook tested with success; but, to my knowledge, not Southern Living tested. I use the exact amounts below. But, for example, you can add more confectioner’s sugar for the icing, my favorite part, if desired. It might be fun to double the icing recipe for more!)

    I hope you enjoy this delight as much as we did and still do. Merry Christmas!

    Cake:
    8 tablespoons Cocoa
    ½ cup Butter unsalted
    2 cups Granulated Sugar
    2 cups All-Purpose Flour
    1 ½ teaspoon Baking Soda
    1 cup Buttermilk
    1 cup Boiling Water
    ½ teaspoon Salt
    2 Eggs

    Melt chocolate in boiling water. Add ½ cup of butter. Mix 2 cups of sugar, ½ teaspoon salt, 2 cups of flour and baking soda, and sift together. Beat chocolate mixture and flour mixture together. Add milk and beat. Lastly, add the eggs, beating without separating.
    Bake for 25 minutes at 375°. (I use two round cake pans, but you could make a sheet cake, too.)

    Icing:
    3 cups Confectioner’s Sugar
    ½ cup Unsalted Softened Butter
    2 teaspoons Vanilla
    2 tablespoons strong brewed or instant Hot Coffee

    Cream butter and sugar together. Add vanilla and coffee.

    Views: 2

  • Pro Football Schedule December 2022

    Pro Football Schedule December 2022

    WEEK 13
    Thursday, Dec. 1
    Bills at Patriots, 7:15 p.m., Amazon

    Sunday, Dec. 4
    Steelers at Falcons, Noon, CBS
    Broncos at Ravens, Noon, CBS
    Packers at Bears, Noon, Fox
    Jaguars at Lions, Noon, Fox
    Browns at Texans, Noon, CBS
    Jets at Vikings, Noon, CBS
    Commanders at Giants, Noon, Fox
    Titans at Eagles, Noon, Fox
    Seahawks at Rams, 3:05 p.m., Fox
    Dolphins at 49ers, 3:05 p.m., Fox
    Chiefs at Bengals, 3:25 p.m., CBS
    Chargers at Raiders, 3:25 p.m., CBS
    Colts at Cowboys, 7:20 p.m., NBC

    Monday, Dec. 5
    Saints at Buccaneers, 7:15 p.m., ESPN

    WEEK 14
    Thurs., Dec. 8
    Raiders at Rams, 7:15 p.m., Amazon

    Sunday, Dec. 11
    Jets at Bills, Noon, CBS
    Browns at Bengals, Noon, CBS
    Texans at Cowboys, Noon, Fox
    Vikings at Lions, Noon, Fox
    Eagles at Giants, Noon, Fox
    Ravens at Steelers, Noon, CBS
    Jaguars at Titans, Noon, CBS
    Dolphins at Chargers, 3:05 p.m., CBS
    Buccaneers at 49ers, 3:25 p.m., Fox
    Panthers at Seahawks, 3:25 p.m., Fox
    Chiefs at Broncos, 7:20 p.m., NBC

    Monday, Dec. 12
    Patriots at Cardinals, 7:15 p.m., ESPN

    WEEK 15
    Thursday, Dec. 15
    49ers at Seahawks, 7:15 p.m., Amazon

    Saturday, Dec. 17 or Sunday, Dec. 18 (Pool games)
    Dolphins at Bills, TBD, TBD
    Ravens at Browns, TBD, TBD
    Colts at Vikings, TBD, TBD
    Falcons at Saints, TBD, TBD
    Giants at Commanders, TBD, TBD

    Sunday, Dec. 18
    Steelers at Panthers, Noon, CBS
    Eagles at Bears, Noon, Fox
    Chiefs at Texans, Noon, CBS
    Cowboys at Jaguars, Noon, Fox
    Lions at Jets, Noon, Fox
    Cardinals at Broncos, 3:05 p.m., Fox
    Titans at Chargers, 3:25 p.m., CBS
    Bengals at Buccaneers, 3:25 p.m., CBS
    Patriots at Raiders, 7:20 p.m., NBC

    Monday, Dec. 19
    Rams at Packers, 7:15 p.m., ESPN/ABC

    WEEK 16
    Thursday, Dec. 22
    Jaguars at Jets, 7:15 p.m., Amazon

    Saturday, Dec. 24
    Falcons at Ravens, Noon, Fox
    Lions at Panthers, Noon, Fox
    Bills at Bears, Noon, CBS
    Saints at Browns, Noon, CBS
    Seahawks at Chiefs, Noon, Fox
    Giants at Vikings, Noon, Fox
    Bengals at Patriots, Noon, CBS
    Texans at Titans, Noon, CBS
    Commanders at 49ers, 3:05 p.m., CBS
    Eagles at Cowboys, 3:25 p.m., Fox
    Raiders at Steelers, 7:15 p.m., NFL Network
    Sunday, Dec. 25
    Packers at Dolphins, Noon, Fox
    Broncos at Rams, 3 p.m., CBS/Nickelodeon
    Buccaneers at Cardinals, 7:20 p.m., NBC

    Monday, Dec. 26
    Chargers at Colts, 7:15 p.m., ESPN

    WEEK 17
    Thursday, Dec. 29
    Cowboys at Titans, 7:20 p.m., Amazon
    Sunday, Jan. 1
    Cardinals at Falcons, Noon, Fox
    Steelers at Ravens, Noon, CBS
    Bears at Lions, Noon, Fox
    Jaguars at Texans, Noon, CBS
    Broncos at Chiefs, Noon, CBS
    Dolphins at Patriots, Noon, CBS
    Colts at Giants, Noon, CBS
    Saints at Eagles, Noon, Fox
    Panthers at Buccaneers, Noon, Fox
    Browns at Commanders, Noon, Fox
    49ers at Raiders, 3:05 p.m., Fox
    Jets at Seahawks, 3:05 p.m., Fox
    Vikings at Packers, 3:25 p.m., CBS
    Rams at Chargers, 7:20 p.m., NBC
    Monday, Jan. 2
    Bills at Bengals, 7:30 p.m., ESPN/ABC

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